Indiana businesses often need both workers’ compensation and general liability insurance—but they cover different risks. Workers’ comp helps pay medical bills and lost wages for employee job-related injuries and is often required by Indiana law. General liability protects your business if a customer is injured or property is damaged. Together, they reduce risk and keep you compliant.

Zionsville, Indiana is known for its custom homes, estate properties, and families who value quality over shortcuts. But even in one of Indiana’s most affluent communities, many homeowners are unknowingly underinsured.

Fishers, Indiana continues to be one of the fastest-growing cities in the state. New subdivisions, young families, and move-in-ready homes are everywhere — but that rapid growth has created insurance blind spots many homeowners don’t discover until it’s too late. Here are the five most common insurance mistakes we see Fishers families make — and how to avoid them.