Renters insurance is one of the most overlooked protections — and one of the most valuable. Millions of renters across Indiana and the United States believe they are “covered” simply because they live in an apartment, condo, or rental home. Unfortunately, that belief often disappears after a fire, theft, or lawsuit. At Trusted Horizon Insurance, we regularly speak with renters who assumed their landlord’s policy protected them — until a loss occurred and they were left payi